/* Loan Resource Solutions — site styles. Fonts: Geist (SIL Open Font License), self-hosted. */
:root{--paper:#F7F2E8;--band:#EFE9DD;--fig:#FCFAF5}
@font-face{font-family:'Geist';font-style:normal;font-weight:400;font-display:swap;src:url(fonts/Geist-Regular.woff2) format('woff2')}
@font-face{font-family:'Geist';font-style:normal;font-weight:500;font-display:swap;src:url(fonts/Geist-Medium.woff2) format('woff2')}
body{margin:0;background:var(--paper);font-family:'Geist','Helvetica Neue',Helvetica,Arial,sans-serif;color:#001C42;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
.skip{position:absolute;left:-9999px;top:16px;background:#001C42;color:#FFFFFF;padding:12px 16px;z-index:10;text-decoration:none;font-weight:500}
.skip:focus{left:16px}
.menu .ic-close{display:none}
.menu[aria-expanded="true"] .ic-open{display:none}
.menu[aria-expanded="true"] .ic-close{display:inline}
.panel[hidden]{display:none}
html{scroll-behavior:smooth}
::selection{background:#001C42;color:#FFFFFF}
a{color:#001C42}a:hover{color:#2B4A73}
a:focus-visible,button:focus-visible{outline:2px solid #001C42;outline-offset:4px}
.wrap{max-width:1200px;margin:0 auto;padding-left:48px;padding-right:48px;box-sizing:border-box}
.sec{padding-top:112px}
h1,h2,h3,dd{text-wrap:balance}
p{text-wrap:pretty}
.d1{margin:0;font-size:56px;line-height:1.02;font-weight:500;letter-spacing:-0.035em}
.h2{margin:0;font-size:36px;line-height:1.1;font-weight:500;letter-spacing:-0.025em}
.t3{margin:0;font-size:22px;line-height:1.32;font-weight:500;letter-spacing:-0.015em}
.lead{margin:0;font-size:22px;line-height:1.45;color:#3B4F6E;letter-spacing:-0.01em;max-width:600px;font-weight:400}
.body{margin:0;font-size:17px;line-height:1.6;color:#3B4F6E}
.mono{font-size:14px;font-weight:500;letter-spacing:0;color:#4A5D78;margin:0;font-variant-numeric:tabular-nums}
.btn{display:inline-flex;align-items:center;height:48px;padding:0 24px;box-sizing:border-box;text-decoration:none;background:#001C42;color:#FFFFFF;font-size:17px;font-weight:500;letter-spacing:-0.01em;transition:background-color .2s ease}
.btn:hover{background:#0B2D5E;color:#FFFFFF}
.btn-l{display:inline-flex;align-items:center;height:48px;padding:0 24px;box-sizing:border-box;text-decoration:none;background:#FFFFFF;color:#001C42;font-size:17px;font-weight:500;letter-spacing:-0.01em;transition:background-color .2s ease}
.btn-l:hover{background:#ECE9E1;color:#001C42}
.lnk{text-decoration:none;background-image:linear-gradient(#001C42,#001C42);background-size:0 1px;background-position:0 100%;background-repeat:no-repeat;transition:background-size .3s ease;padding-bottom:3px}
.lnk:hover{background-size:100% 1px}

/* header */
html{scroll-padding-top:104px}
header.site{position:sticky;top:0;z-index:20;background:var(--paper);transition:transform .3s cubic-bezier(.2,.8,.2,1),box-shadow .2s ease}
header.site.scrolled{box-shadow:0 1px 0 #E2DED5}
header.site.scrolled .hbar{border-bottom-color:transparent}
header.site.hide{transform:translateY(-100%)}
body.menu-open{overflow:hidden}
.hbar{height:88px;display:flex;align-items:center;justify-content:space-between;gap:24px;border-bottom:1px solid #E2DED5}
.logo{display:block;flex:none;line-height:0}
.logo .lg{display:block;height:52px;width:auto}
.navlinks{display:flex;align-items:center;gap:40px;font-size:14px;font-weight:500}
.menu{display:none;align-items:center;gap:10px;background:none;border:0;padding:0 4px;height:44px;font:inherit;font-size:17px;font-weight:500;color:#001C42;cursor:pointer}
.panel{padding:8px 0 28px;border-bottom:1px solid #E2DED5}
.panel a{display:flex;align-items:center;min-height:52px;border-bottom:1px solid #E2DED5;font-size:22px;font-weight:500;letter-spacing:-0.015em;text-decoration:none}
.panel a:last-child{border-bottom:none}

/* hero */
.hero{padding-top:64px}
.hero-row{display:flex;flex-wrap:wrap;gap:28px 48px;align-items:flex-end;justify-content:space-between;margin-top:28px}
.hero-cta{display:flex;gap:32px;align-items:center;flex-wrap:wrap}

/* street scene */
.pin{padding-top:48px}
.scene{overflow:hidden;overflow:clip}
.street{margin:0 auto;width:100%;max-width:1040px;box-sizing:border-box}
.cap{margin:36px auto 0;max-width:720px;text-align:center;color:#001C42}

/* financing */
.sec-head{display:flex;flex-wrap:wrap;gap:16px 64px;align-items:flex-end;justify-content:space-between;margin-bottom:48px}
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-top:1px solid #001C42}
.card{padding:36px 36px 8px}
.card:first-child{padding-left:0}
.card:last-child{padding-right:0}
.card+.card{border-left:1px solid #E2DED5}
.card .t3{margin:24px 0 8px}
.cicon{display:block}
.card .body{max-width:320px}

/* qualification row (inside Financing) */
.qual{margin-top:56px;padding-top:48px;border-top:1px solid #E2DED5;display:grid;grid-template-columns:minmax(0,5fr) minmax(0,6fr);gap:32px 96px;align-items:center}
.qual .body{margin-top:12px;max-width:440px}
.qual .dscr-fig{justify-self:end;width:100%;max-width:460px}
/* DSCR */
.dscr-fig{flex:0 1 440px;margin:0;background:var(--fig);border:1px solid #E2DED5;padding:36px;position:relative;box-sizing:border-box}
.formula{display:flex;align-items:center;justify-content:center;gap:20px;flex-wrap:nowrap;font-size:22px;font-weight:500;letter-spacing:-0.01em}
.frac{display:inline-flex;flex-direction:column;align-items:center}
.frac span{padding:0 8px}
.frac .bar{display:block;width:100%;height:1.5px;background:#001C42;margin:10px 0;padding:0}
.dscr-fig figcaption{margin-top:28px;padding-top:18px;border-top:1px solid #E2DED5;font-size:14px;line-height:1.6;color:#4A5D78}

/* how we work: a soft band */
.band{background:var(--band);margin-top:112px;padding:96px 0}
.band + .sec{padding-top:112px}
.sicon{display:block;margin:0 0 20px;width:140px;height:84px}
/* how we work */
.steps-wrap{position:relative;margin-top:56px}
.hline{position:absolute;top:0;left:0;right:0;height:1px;background:#CFC9BD}
.howline{position:absolute;top:0;left:0;right:0;height:1.25px;background:#001C42;transform-origin:left center}
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr))}
.steps li{position:relative;padding:36px 40px 0 0}
.steps li:last-child{padding-right:0}
.dot{position:absolute;top:-6px;left:0;width:11px;height:11px;border-radius:50%;box-sizing:border-box;background:var(--band);border:1.5px solid #001C42}
.dot.on{background:#001C42}
.steps .mono{margin:0 0 16px}
.steps .t3{margin:0 0 8px}
.steps .body{max-width:300px}

/* about */
.about{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,6fr);gap:40px 96px;align-items:end}
.about-intro .body{margin-top:24px;max-width:460px}
.why-list{grid-column:1 / -1;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-top:1px solid #001C42;margin-top:24px}
.why-row{padding:32px 36px 0}
.why-row:first-child{padding-left:0}
.why-row:last-child{padding-right:0}
.why-row+.why-row{border-left:1px solid #E2DED5}
.why-row .body{margin-top:6px}
.note{margin:0;grid-column:2}
.note blockquote{margin:0}
.note blockquote p{margin:0;font-size:22px;line-height:1.5;font-weight:400;letter-spacing:-0.01em;color:#001C42;text-indent:-0.42em}
.sign{margin:24px 0 0}
.sign::before{content:"";display:block;width:32px;height:1px;background:#001C42;margin-bottom:16px}
.sign .who{display:block;font-size:17px;font-weight:500;letter-spacing:-0.01em;color:#001C42}
.sign .role{display:block;margin-top:2px;font-size:17px;font-weight:400;color:#4A5D78}

/* closing band */
.cta{background:#001C42;color:#FFFFFF;margin-top:112px;overflow:hidden}
.cta .wrap{position:relative;padding-top:112px;padding-bottom:112px}
.cta .h2{color:#FFFFFF;max-width:560px;position:relative}
.cta-row{display:flex;flex-wrap:wrap;gap:24px 32px;align-items:center;margin-top:36px;position:relative}
.cta-row a.mail{color:#FFFFFF;font-size:17px;text-underline-offset:7px;text-decoration-thickness:1px}
.addr{display:inline-flex;flex-wrap:wrap;align-items:center;gap:12px 20px}
.cta a:focus-visible,.cta button:focus-visible{outline-color:#FFFFFF}
.ctaart{position:absolute;right:48px;bottom:0;width:42%;max-width:500px;height:auto}

/* footer */
.foot{padding-top:56px;padding-bottom:48px}
.foot-top{display:flex;flex-wrap:wrap;gap:28px 64px;justify-content:space-between;align-items:center;padding-bottom:32px;border-bottom:1px solid #E2DED5}
.logo-f{display:block;flex:none;line-height:0}
.logo-f .lg{display:block;height:44px;width:auto}
.fnav{display:flex;gap:12px 32px;flex-wrap:wrap;font-size:14px;font-weight:500}
.fnav a{text-decoration:none}
.foot-bot{display:flex;flex-wrap:wrap;gap:20px 64px;justify-content:space-between;padding-top:28px}
.legal{margin:0;flex:1 1 420px;max-width:620px;font-size:14px;line-height:1.6;color:#4A5D78}
.fmeta{display:flex;gap:24px;font-size:14px;flex-wrap:wrap;color:#4A5D78}
.fmeta a{color:#4A5D78}

/* ---------- motion ---------- */
/* The street is driven by one progress value, --p (0 to 1), set on #scene by site.js.
   Time moves it forward on its own; scrolling can move it faster; it never goes backwards,
   and it always finishes. Without JavaScript the finished drawing shows. */
#scene{--p:1}
.js #scene{--p:0}
.draw .s{stroke-dasharray:1;stroke-dashoffset:clamp(0, 1 - (var(--p) - var(--s, 0)) / 0.5, 1)}
.draw .b2{--s:.03}.draw .b3{--s:.06}.draw .b4{--s:.09}.draw .b5{--s:.125}.draw .b6{--s:.19}
.draw .fill,.draw .tone{opacity:clamp(0, (var(--p) - .35) / .25, 1)}
.draw .w{opacity:clamp(0, (var(--p) - var(--s)) / var(--d), 1)}
.draw .w1{--s:.54;--d:.19}.draw .w2{--s:.62;--d:.19}.draw .w3{--s:.70;--d:.19}.draw .w4{--s:.77;--d:.19}.draw .w5{--s:.83;--d:.17}.draw .w6{--s:.88;--d:.12}
.cap{--c:clamp(0, (var(--p) - .71) / .19, 1);opacity:var(--c);transform:translateY(calc((1 - var(--c)) * 10px))}

/* the How-we-work line draws itself as it scrolls in, where the browser supports it (elsewhere it is simply shown) */
@keyframes lrsline{from{transform:scaleX(0)}to{transform:scaleX(1)}}
@supports (animation-timeline: view()){
  @media (min-width: 761px) and (prefers-reduced-motion: no-preference){
    .howline{animation:lrsline linear both;animation-timeline:view();animation-range:entry 40% cover 45%}
  }
}

/* the closing band: evening, its windows light up when it comes into view */
.js .cw{opacity:0;transition:opacity 1.1s ease}
.cta.on .cw{opacity:1}
.cta.on .cw:nth-child(2){transition-delay:.35s}.cta.on .cw:nth-child(3){transition-delay:.7s}.cta.on .cw:nth-child(4){transition-delay:1.05s}.cta.on .cw:nth-child(5){transition-delay:1.4s}.cta.on .cw:nth-child(6){transition-delay:1.75s}

@media (prefers-reduced-motion: reduce){
  header.site{transition:none}
  header.site.hide{transform:none}
  #scene{--p:1 !important}
  .cw{opacity:1 !important;transition:none !important}
  html{scroll-behavior:auto}
}

/* tablets */
@media (max-width: 1024px){
  .wrap{padding-left:32px;padding-right:32px}
  .sec{padding-top:96px}
  .d1{font-size:48px}
  .h2{font-size:32px}
  .cards{grid-template-columns:1fr}
  .card,.card:first-child,.card:last-child{display:grid;grid-template-columns:160px minmax(0,1fr);column-gap:40px;align-items:center;padding:28px 0}
  .qual{grid-template-columns:1fr;gap:32px}
  .qual .dscr-fig{justify-self:start}
  .band{margin-top:96px;padding:80px 0}
  .band + .sec{padding-top:96px}
  .card+.card{border-left:none;border-top:1px solid #E2DED5}
  .card .cicon{grid-row:1 / span 2;align-self:center}
  .card .t3{margin:2px 0 8px}
  .card .body{max-width:520px}
  .about{grid-template-columns:1fr;gap:40px;align-items:start}
  .note{grid-column:1}
  .why-list{grid-template-columns:1fr;margin-top:8px}
  .why-row,.why-row:first-child,.why-row:last-child{padding:22px 0;border-bottom:1px solid #E2DED5}
  .why-row+.why-row{border-left:none}
  .cta{margin-top:96px}
  .cta .wrap{padding-top:96px;padding-bottom:96px}
  .ctaart{right:32px;width:40%}
}

/* phones */
@media (max-width: 760px){
  .wrap{padding-left:20px;padding-right:20px}
  .sec{padding-top:72px}
  html{scroll-padding-top:80px}
  .hbar{height:64px}
  .panel{max-height:calc(100vh - 64px);overflow-y:auto}
  .logo{display:flex;align-items:center;min-height:44px}
  .logo .lg{height:42px}
  .navlinks{display:none}
  .js .menu{display:inline-flex}
  .hero{padding-top:40px}
  .d1{font-size:40px;line-height:1.05}
  .h2{font-size:28px}
  .lead{font-size:17px;line-height:1.6}
  .hero-row{margin-top:20px;gap:28px}
  .hero-cta{gap:24px}
  .pin{padding-top:44px}
  .street{width:100%}
  .street .draw{width:170% !important;margin-left:-59.2%;margin-top:-9%}
  .street .draw > :not(defs):not(.ground){clip-path:url(#phoneClip)}
  .street .draw .t1{display:none}
  .cap{margin-top:24px}
  .sec-head{margin-bottom:28px}
  .card,.card:first-child,.card:last-child{display:block;padding:28px 0}
  .card .t3{margin:16px 0 8px}
  .qual{margin-top:40px;padding-top:36px}
  .band{margin-top:72px;padding:64px 0}
  .band + .sec{padding-top:72px}
  .sicon{margin-bottom:14px;width:100px;height:60px}
  .dscr-fig{padding:28px 20px;flex-basis:100%}
  .formula{gap:14px}
  .steps-wrap{margin-top:36px}
  .hline,.howline{display:none}
  .steps{grid-template-columns:1fr;border-left:1px solid #CFC9BD;margin-left:5px}
  .steps li,.steps li:last-child{padding:0 0 32px 28px}
  .steps li:last-child{padding-bottom:0}
  .dot{left:-6px;top:3px}
  .steps .mono{margin-bottom:8px}
  .why-row,.why-row:first-child,.why-row:last-child{padding:20px 0}
  .note blockquote p{font-size:17px;line-height:1.65}
  .cta-row a.mail{display:inline-flex;align-items:center;min-height:44px}
  .cta{margin-top:72px}
  .cta .wrap{padding-top:72px;padding-bottom:0}
  .ctaart{position:relative;right:auto;display:block;width:78%;margin:48px -20px 0 auto}
  .foot{padding-top:44px;padding-bottom:40px}
  .fnav{display:grid;grid-template-columns:repeat(2,max-content);gap:0 40px}
  .fnav a,.fmeta a{display:inline-flex;align-items:center;min-height:44px}
  .fmeta{align-items:center;gap:0 24px}
  .fmeta a{min-width:44px;box-sizing:border-box;padding:0 6px;margin:0 -6px}
  .foot-top{padding-bottom:20px}
  .foot-bot{padding-top:16px}
}
/* legal pages */
.legal-page{padding-top:72px;padding-bottom:120px}
.lp{display:grid;grid-template-columns:minmax(0,4fr) minmax(0,7fr);gap:40px 96px;align-items:start}
.lp-head{position:sticky;top:120px}
.lp-head .h2{margin-top:12px}
.lp-head .eff{margin-top:16px}
.lp-head .back{display:inline-block;margin-top:32px;font-size:17px;font-weight:500;text-underline-offset:7px;text-decoration-thickness:1px}
.lp-body{max-width:680px}
.lp-body .lead{max-width:none}
.lp-sec{padding-top:36px;margin-top:36px;border-top:1px solid #E2DED5}
.lp-sec .t3{margin:0 0 10px}
.lp-sec .body + .body{margin-top:14px}
.lp-sec ul{margin:12px 0 0;padding:0 0 0 20px}
.lp-sec li{font-size:17px;line-height:1.6;color:#3B4F6E;margin:6px 0}
.lp-body a{text-underline-offset:4px}
@media (max-width: 1024px){.lp{grid-template-columns:1fr;gap:40px}.lp-head{position:static}.legal-page{padding-bottom:96px}}
@media (max-width: 760px){.legal-page{padding-top:44px;padding-bottom:72px}.lp-sec{padding-top:28px;margin-top:28px}.lp-head .back{margin-top:12px;display:inline-flex;align-items:center;min-height:44px}}